Perkins Student Loan

Perkins Loan Overview: The US Department of Education gives a specified amount of money to each college or university. These colleges and university then give out the money in what is called a Perkins Loan.

Eligibility: In order to receive the Federal Perkins loan, students must meet certain requirements. Among these are: being a United States citizen, attending school no less than half time and enrolling at an accredited school.

Both graduates and undergraduates can apply for the Perkins Loan. The Perkins Loan is a wonderful option for students who are in great financial need because it only has a 5% interest rate. Plus, the government pays the interest during the time in which the student is in school and also nine months after graduation.

Applying: To apply for a Perkins Loan the student must submit a free application for Federal student aid (FAFSA). This can be done at FAFSA.com. The student may or may not receive the loan depending on the time in which they apply for the loan, their colleges funding capacity, and their level of financial need. The individual schools will determine which students have the greatest needs.

When the student is given the Perkins loan, they must maintain it. To do this the student has to show academic progress.

How Much Can I Borrow?: Undergraduates are able get up to $4,000 a year and $20,000 in all. Graduates can borrow up to $6,000 a year and $40,000 in all.

After You've Been Granted a Loan: After you are granted a Perkins Loan, you'll either receive a check in the mail from your school or you'll notice that credits have been added to your school account. The Schools will usually make two installments per academic year.

You'll never be charged fees for the Perkins Loan unless you pay late, miss payments, or only give partial payments.

To sum up, the Federal Perkins loan is a low interest rate loan available to students through their college or university. Undergraduates may borrow up to $4,000 a year and interest is not paid until nine months after graduation.

Being a college student herself, Elise Fisher loves writing articles that help students find ways to pay for their college expenses. In addition to this, she has created a website that helps students understand everything they need to know About Student Loans. To learn more about the Perkins and other Federal loan visit the Stafford Student Loans page.

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How To Put Videos On PSP In 4 Simple Steps

Sonys little wonder machine is a real jack of all trades in the electronic entertainment field-there really isnt too much that it cant do but Ive noticed that out of all my friends that have PSPs, not one person uses it for movies! I found this a little odd, until I realised that none of them know how to do it! Its not as hard as people seem to think so hopefully once youve read this article youll know how to put videos on PSP, and I can get my friends to look at this article instead of asking me questions all the time!

The first thing that stops most people from finding out how to put videos on PSP is they dont have enough free memory-You are going to need to buy as big a memory stick as you can afford-512mb is going to be the bare minimum here.

The second essential is to have a computer handy which you can link to the PSP via a USB cable. An internet connection will be useful too, but is not essential unless there are things you need to download.

1-Connect the computer and the PSP together, making sure that the PSP is switched off to begin with, and switch the PSP on once the connection is made.

2-With the PSP go into the SETTINGS menu, and press X, which should link the PSP to the computer. If you then go into MY COMPUTER on the computer, you should see an extra volume has been attached. This is the PSP/Playstation Portable.

3-Open the PSP memory card and then open the folder called PSP. With this open you need to create another folder inside that one, this one called MP_ROOT and then another one called 100mnv01

4-Save the movies you want to watch in the folder 100mnv01 and then you are ready to rock! The movies can be started by clicking on the saved image inside the memory card. One thing to note though is that the movies need to be in MP4 format (Google it), and if you want to convert your existing DVDs etc to this format you may want to get some specialized software.

Okay there we are, how to put videos on PSP in 4 easy steps!

Click HERE to find out EXACTLY how to put videos on your PSP, and get your FREE MP4 Conversion software now!
Click here to find out how to download free games and get the most from your PSP.
Billy Torecki is the webmaster at http://www.psptipsntricks.com

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